How is car insurance useful?

The car insurances are useful in a number of ways but the most important aspect of these insurances is the fact that they save you from all sorts of financial expenses associated with the accident.  However, the insurance requires us to pay monthly premiums.  Even if you don’t think that you need insurance, you will have to purchase one because it is a state compulsion.  It can be really unsafe for you to drive on the road without insurance as you can be fined, locked up in jail and even sued because of the accidents you might cause.  If you think that you can pull your car without the car insurance then think again.  There will come a time when you will need it badly so why not get one right now?